About the role
LEMONS INFRASTRUCTURE CORPORATION LIMITED is looking for a highly competent, experienced and result-oriented Chief Finance Officer to lead and manage the company's overall financial need by Investor Relations, Pre Project Investment and project financing requirements.
The candidate will be responsible for financial planning, fund management, project budgeting, cash flow forecasting, banking relationships, loan management, financial analysis and strategic financial decision-making.
The role involves managing project finance requirements, coordinating with banks and financial institutions, handling loan documentation and disbursement processes, managing working capital and ensuring effective financial need across company operations.
The candidate will also supervise financial reporting, project-wise financial analysis, budget forecasts and MIS reports while coordinating with the Accounts Department, Chartered Accountants, auditors and banking officials.
The ideal candidate must possess strong practical knowledge of corporate finance, real estate project financing, banking operations, financial modelling, loan management and regulatory compliance, along with excellent leadership, analytical and decision-making abilities.
Candidates with prior experience in real estate, construction, infrastructure or project financing companies will be preferred.
What you will do
- 1. Lead and manage the company's overall financial strategy, financial planning and financial operations.
- 2. Achieve a minimum annual target of ₹6 Crore in investment and funding mobilization for the company through suitable and legally compliant funding sources.
- 3. Identify, approach and develop relationships with potential investors, investment partners, financial institutions and funding agencies.
- 4. Develop effective fundraising strategies to attract investors and secure financial resources for the company's business and real estate projects.
- 5. Generate and convert qualified investment opportunities into actual investments and funding commitments.
- 6. Manage investor relationships, conduct investment presentations and negotiate funding terms in coordination with management.
- 7. Prepare investment proposals, project presentations, financial models, feasibility reports and investor pitch documents.
- 8. Lead project financing activities, including project loans, working capital facilities and other suitable funding arrangements.
- 9. Coordinate with banks, NBFCs, financial institutions and lenders for loan applications, credit facilities, loan sanctions and disbursements.
- 10. Develop annual financial plans, budgets, cash flow forecasts and long-term financial strategies.
- 11. Manage company-wide fund allocation, liquidity, working capital and project-wise financial requirements.
- 12. Monitor project-wise fund utilization, construction expenditure, financial commitments and profitability.
- 13. Evaluate investment opportunities, financial risks, project viability and expected returns.
- 14. Monitor loan outstanding, interest obligations, repayment schedules and debt management.
- 15. Establish effective financial controls, approval systems and financial risk management procedures.
- 16. Supervise the Finance & Accounts Department, including accounting, taxation, banking and financial reporting activities.
- 17. Oversee financial statements, balance sheets, profit and loss accounts, cash flow statements and management information reports.
- 18. Ensure compliance with applicable financial, taxation, corporate and regulatory requirements in coordination with qualified professionals.
- 19. Coordinate with Chartered Accountants, auditors, legal advisors, banks and financial consultants.
- 20. Present monthly and quarterly financial performance, investment progress, funding requirements and strategic recommendations to the management.
- 21. Identify new investment opportunities, strategic financial partnerships and business expansion possibilities.
- 22. Improve financial efficiency, optimize funding costs and identify opportunities for sustainable business growth.
- 23. Lead, mentor and supervise the Finance & Accounts team and ensure accountability across financial operations.
- 24. Maintain the highest standards of integrity, transparency, confidentiality and financial discipline. 25. Independently manage the complete project loan process from initial bank approach and proposal submission to final loan sanction and disbursement.
- 26. Identify suitable banks and financial institutions for project loans, construction finance and other funding requirements.
- 27. Develop and maintain strong professional relationships with bank officials, branch managers, credit teams and senior banking authorities.
- 28. Prepare and submit project loan applications, detailed project reports (DPR), financial projections, CMA data and other required banking documents.
- 29. Coordinate the complete loan processing procedure, including project valuation, technical evaluation, legal verification, financial assessment and credit appraisal.
- 30. Arrange, verify and submit all required financial, legal, technical and project-related documents for loan processing.
- 31. Handle bank queries, compliance requirements, clarifications and documentation until final loan approval and sanction.
- 32. Negotiate loan terms, interest rates, repayment schedules, security requirements and other financing conditions in coordination with management.
- 33. Coordinate execution of loan agreements, mortgage documentation, security creation and other post-sanction formalities.
- 34. Ensure timely completion of all pre-disbursement conditions and coordinate with banks for smooth and timely loan disbursement.
- 35. Monitor loan utilization, repayment schedules, interest obligations, renewals and ongoing banking compliance.
- 36. Handle bank inspections, project progress reports, stock statements, financial statements and other periodic requirements of lending institutions.
- 37. Take complete ownership of banking follow-ups and ensure that project loan processing progresses within planned timelines, subject to bank approvals and third-party clearances.
What we look for
- 1. CA, MBA in Finance, or equivalent senior-level qualification in Finance, Accounting or Financial Management. CA qualification or equivalent senior finance leadership experience will be preferred.
- 2. Minimum 5–08 years of relevant professional experience in corporate finance, investment management, project finance or financial leadership.
- 3. Proven experience in fundraising, investment mobilization, investor relations and financial negotiations.
- 4. Demonstrated ability to identify, approach and convert investors and funding partners into actual investments.
- 5. Strong track record of arranging project funding, corporate finance and institutional financing.
- 6. Practical experience in real estate, construction, infrastructure or property development companies will be strongly preferred.
- 7. Strong knowledge of banking operations, project loans, working capital facilities and credit management.
- 8. Expertise in financial planning, budgeting, cash flow forecasting and fund management.
- 9. Strong understanding of investment proposals, financial modelling, project feasibility and return-on-investment analysis.
- 10. Ability to independently develop and execute strategies to achieve the minimum annual investment mobilization target of ₹10 Crore.
- 11. Excellent investor relationship management, networking, negotiation and business development skills.
- 12. Strong knowledge of financial statements, balance sheets, P&L accounts and cash flow management.
- 13. Good understanding of applicable corporate finance, taxation, GST, TDS and regulatory compliance requirements.
- 14. Practical knowledge of Tally Prime, ERP systems, advanced MS Excel and financial reporting tools.
- 15. Strong analytical, strategic thinking and financial decision-making abilities.
- 16. Excellent leadership, team management and organizational skills.
- 17. High level of honesty, integrity, accountability and professional ethics.
- 18. Excellent communication, presentation and interpersonal skills.
- 19. Strong time management, work planning and execution capabilities.
- 20. Ability to work independently, handle challenging financial responsibilities and deliver measurable business results.
- 21. Ability to maintain confidentiality and transparency in all financial and investment-related matters.
- 22. Experience in managing high-value investment transactions and coordinating with HNIs, investors, banks and financial institutions will be an added advantage.
- 23. Proven experience in independently handling project loans from initial application to final sanction and disbursement.
- 24. Strong experience in dealing with banks, NBFCs, financial institutions and credit appraisal teams.
- 25. Practical knowledge of project loan documentation, DPR preparation, CMA data, financial projections and loan proposals.
- 26. Experience in handling technical evaluation, legal verification, project valuation and credit assessment processes.
- 27. Ability to coordinate with banking officials and resolve loan processing queries and documentation issues.
- 28. Knowledge of mortgage documentation, security creation, loan agreements and pre-disbursement conditions.
- 29. Proven ability to negotiate favourable loan terms, interest rates and repayment structures.
- 30. Experience in construction finance, real estate project loans and infrastructure financing will be strongly preferred.
- 31. Ability to independently manage multiple banking relationships and project funding requirements.